It’s never too early to think about a spring clean. Well, there’s no harm thinking about it. Now that the days seem to last just a bit longer, what better way to be productive than to get your credit file in order. Hard times, prices going up | |
As we approach the March budget, there are more increases on the cards. Who knows what’s in store for people and small businesses? There have been rumblings from the Bank of England about interest rate rises. But, one more straw could break the camel’s back. So, not to deter you from de-cluttering, I strongly urge you to get your statements together and see what needs pruning. Did you know that credit checks are done on almost anything that involves the exchange of money ie services like mobiles, utilities, insurance and not just the banks and credit cards. And, if you have a small business and apply for a government contract, credit checks are also done here. Why? I don’t know, as you only get paid after you’ve delivered the work. Anyway your credit file is nothing to be afraid of. Get checking. De-clutter tip | |
So this weekend’s de-clutter tip is about pruning. Check through your bank statements. Is there anything on it that’s no longer needed? Cancel it. You’ll be surprised how payments historically still continue long after the end date. Or see if you can get the same service for less. Lastly, get a copy of your credit file. Either http://www.experian.co.uk/ or www.equifax.co.uk Yes, it looks daunting, but it’s necessary. Check if the information is incorrect. It happens time and time again. Confused! Don’t worry. We’re here to help you understand why you need to know these things. Give us a call, after you’ve got your credit report. We’ll listen to your future plans and help you achieve them realistically! We deal with mortgages, remortgaging, pension release advice, buy to let nightmares, credit card and debt solutions. And, get you organised for brighter days! |
All the best.
Saleah
Saleah@moneyworkshops.co.uk
http://www.moneyworkshops.co.uk/
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