Rough with the Smooth

Don’t you find when guests are coming over we tend to spruce up the house, and keep up the appearance that things are going well?  With our American cousins - Obama’s visit, we did just that.  And, so did Ireland for that matter.  Ed and Justin Miliband’s wedding barely got a mention, as it paled into insignificance.  Trouble at home, in our economy?  What trouble?  All is well isn’t it? Hard times, rough, smooth, trouble in the Middle East NEW news, over charges on mortgage variable interest rates and Payment Protection Insurance (PPI).  What lies beneath Obama’s stately visit, the overt fascination with trouble in the Middle East, while the focus stays off the banks and the credit system.  As we speak, there are changes going unnoticed to your credit terms of conditions, that you’ll need a lawyer to fathom.  A couple of weeks back the banking groups: Lloyds, RBS, Barclays were ordered to put aside £6billion plus as payout to customers that were mis-sold PPI.  We did a test case, and will let you know the outcome shortly.  But, out of the blue we received money back for another issue which was for overcharges on the mortgage variable interest rate.  Hey! What’s going on here?  More real cash back?  However, this is a cautionary tale, because swiftly afterwards another letter arrived informing us that the interest rate on our credit card would increase by 2%.  This was without provocation ie no late, or missed payments ever or paying minimum amounts.  Of course it was challenged, and there was a happy ending.  The rate was put back to normal after a formal complaint was made. (Contact us for specific details.) De-clutter tip So this weekend’s de-clutter tip is be prepared to fight your corner.  Go into the ring and find out if there’s money waiting for you, albeit over charges on your mortgage interest rates or PPI.  Don’t be deterred by difficulties?  Admittedly, it can feel like sunshine and rain.  But there’s a rainbow with a pot of something waiting for you.  Lastly, there are massive changes being rolled out on your credit card conditions.  Don’t get caught out through lack of knowledge.  It will cost you.  Give us a call.  We deal with credit card and debt solutions, PPI advice, business coaching, mortgages, remortgaging, pension release advice, buy to let nightmares, business recovery, money coaching and network marketing advice. Be prepared to take the rough with the smooth!

Regards

Saleah

http://www.moneyworkshops.co.uk/